Pricing 💰
The Komerce Payment API offers transparent and competitive pricing for each payment channel. Transaction fees are charged directly to the Collaborator (merchant) based on the payment method used.
🏦 Virtual Account (VA)
| Component | Fee |
|---|---|
Transaction Fee (Flat) | IDR 4,440 per transaction |
Example:
If a customer makes a payment of IDR 100,000, the total fee would be:
Transaction Fee : IDR 4,440
--------------------------------
Total Fee : IDR 4,440
💡 The total fee already includes VAT and will be automatically deducted from the settlement amount.
💳 QRIS Payment
| Component | Fee |
|---|---|
Transaction Fee (Percentage) | 0.99% of the transaction amount |
Example:
If a customer makes a payment of IDR 100,000, the total fee would be:
QRIS Fee (0.99%) : IDR 990
--------------------------------
Total Fee : IDR 990
💡 This total fee also includes VAT and will be automatically deducted from the settlement amount.
📊 Fee Summary
| Payment Method | Fee Structure | Effective Total Fee | VAT Included |
|---|---|---|---|
Virtual Account (VA) | IDR 4,440 per transaction | ± IDR 4,440 | ✅ |
QRIS | 0.99% per transaction | ± 0.99% | ✅ |
💡 Important Notes
- All fees already include Value Added Tax (VAT) as required by Indonesian regulations.
- Fees are automatically deducted from each transaction settlement.
- There are no additional charges for API activation, integration, or sandbox testing.
- Settlement to merchant bank accounts follows Komerce’s payout schedule and policies.
- Fee structures may change over time based on regulations or policy updates — please check this page regularly for the latest information.